Carrier Reference

Carrier Override Level Requirements

Hierarchy requirements, override payment paths, PDP overrides, and 2026 commission amounts — carrier by carrier.

175

Hierarchy records

14

PDP carrier entries

51

State & territory rates

How to use this guide

  • Paid by carrier — the carrier is the direct payer for that hierarchy level.
  • Paid by top-of-hierarchy — the override flows through the top of the hierarchy.
  • Agent-count and new-to-carrier columns show the listed qualification thresholds for each level. A dash means the source did not list an amount.

1. Carrier hierarchy & override payment schedule

Showing 175 of 175 records

CarrierPaid byLevel# AgentsNew-to-carrier req.Nat’l newNat’l renewalCA newCA renewal
AetnaPaid by carrierRMO1001,000$175$65$195$75
AetnaPaid by carrierMMO65500$150$55$175$65
AetnaPaid by carrierGMO25250$125$45$135$50
AetnaPaid by carrierLMO2100$85$30$85$30
AlignmentPaid by top-of-hierarchyFMO1001,000$175$87.50$175$75
AlignmentPaid by top-of-hierarchySGA50500$150$75$150$65
AlignmentPaid by top-of-hierarchyMGA25250$100$50$110$50
AlignmentPaid by top-of-hierarchyGA5100$50$25$60$30
AnthemPaid by top-of-hierarchyFMO1001,000$175$87.50$170$75
AnthemPaid by top-of-hierarchySGA50500$150$75$150$65
AnthemPaid by top-of-hierarchyMGA25250$100$50$110$50
AnthemPaid by top-of-hierarchyGA5100$50$25$60$30
Astiva HealthPaid by top-of-hierarchyFMO1001,000$200$100$175$75
Astiva HealthPaid by top-of-hierarchySGA50500$150$75$150$65
Astiva HealthPaid by top-of-hierarchyMGA25250$100$50$100$50
Astiva HealthPaid by top-of-hierarchyGA5100$50$25$50$30
BannerPaid by top-of-hierarchyFMO1001,000$175$87.50$175$75
BannerPaid by top-of-hierarchySGA50500$150$75$150$65
BannerPaid by top-of-hierarchyMGA25250$100$50$100$50
BannerPaid by top-of-hierarchyGA5100$50$25$50$30
BCBS AZPaid by top-of-hierarchyFMO1001,000$175$87.50$175$75
BCBS AZPaid by top-of-hierarchySGA50500$125$62.50$150$65
BCBS AZPaid by top-of-hierarchyMGA25250$100$50$100$50
BCBS AZPaid by top-of-hierarchyGA5100$50$25$50$30
BCBS ILPaid by top-of-hierarchyFMO1001,000$175$87.50$175$75
BCBS ILPaid by top-of-hierarchySGA50500$125$62.50$150$65
BCBS ILPaid by top-of-hierarchyMGA25250$100$50$100$50
BCBS ILPaid by top-of-hierarchyGA5100$50$25$50$30
BCBS MTPaid by top-of-hierarchyFMO1001,000$175$87.50$175$75
BCBS MTPaid by top-of-hierarchySGA50500$125$62.50$150$65
BCBS MTPaid by top-of-hierarchyMGA25250$100$50$100$50
BCBS MTPaid by top-of-hierarchyGA5100$50$25$50$30
BCBS NCPaid by top-of-hierarchyFMO1001,000$175$87.50$175$75
BCBS NCPaid by top-of-hierarchySGA50500$125$62.50$150$65
BCBS NCPaid by top-of-hierarchyMGA25250$100$50$100$50
BCBS NCPaid by top-of-hierarchyGA5100$50$25$50$30
BCBS NMPaid by top-of-hierarchyFMO1001,000$175$87.50$175$75
BCBS NMPaid by top-of-hierarchySGA50500$125$62.50$150$65
BCBS NMPaid by top-of-hierarchyMGA25250$100$50$100$50
BCBS NMPaid by top-of-hierarchyGA5100$50$25$50$30
BCBS OKPaid by top-of-hierarchyFMO1001,000$175$87.50$175$75
BCBS OKPaid by top-of-hierarchySGA50500$125$62.50$150$65
BCBS OKPaid by top-of-hierarchyMGA25250$100$50$100$50
BCBS OKPaid by top-of-hierarchyGA5100$50$25$50$30
BCBS SCPaid by top-of-hierarchyFMO1001,000$175$87.50$175$75
BCBS SCPaid by top-of-hierarchySGA50500$125$62.50$150$65
BCBS SCPaid by top-of-hierarchyMGA25250$100$50$100$50
BCBS SCPaid by top-of-hierarchyGA5100$50$25$50$30
BCBS TNPaid by top-of-hierarchySGA50500$150$75$150$75
BCBS TNPaid by top-of-hierarchyMGA25250$100$50$100$50
BCBS TNPaid by top-of-hierarchyGA5100$50$25$50$25
BCBS TXPaid by top-of-hierarchyFMO1001,000$175$87.50$175$75
BCBS TXPaid by top-of-hierarchySGA50500$125$62.50$150$65
BCBS TXPaid by top-of-hierarchyMGA25250$100$50$100$50
BCBS TXPaid by top-of-hierarchyGA5100$50$25$50$30
Blue Shield of CAPaid by top-of-hierarchyFMO1001,000$175$75
Blue Shield of CAPaid by top-of-hierarchySGA50500$150$65
Blue Shield of CAPaid by top-of-hierarchyMGA25250$100$50
Blue Shield of CAPaid by top-of-hierarchyGA5100$50$30
CareSourcePaid by top-of-hierarchySGA50500$150$75
CareSourcePaid by top-of-hierarchyMGA25250$100$50
CareSourcePaid by top-of-hierarchyGA5100$50$25
Cigna-HealthspringPaid by carrierSGA25500$180$75$180$75
Cigna-HealthspringPaid by carrierMGA10300$130$50$130$50
Cigna-HealthspringPaid by carrierGA3100$80$25$80$25
Clever CarePaid by carrierFMO1001,000$200$100$175$75
Clever CarePaid by carrierSGA50500$150$75$150$65
Clever CarePaid by carrierMGA25250$100$50$100$50
Clever CarePaid by carrierGA5100$50$25$50$30
CloverPaid by carrierMGA25250$100$50$100$50
CloverPaid by carrierGA5100$50$25$50$30
Community Health ChoicePaid by top-of-hierarchyFMO1001,000$175$87.50$175$75
Community Health ChoicePaid by top-of-hierarchySGA50500$150$75$150$65
Community Health ChoicePaid by top-of-hierarchyMGA25250$100$50$100$50
Community Health ChoicePaid by top-of-hierarchyGA5100$50$25$50$30
DevotedPaid by top-of-hierarchyFMO1001,000$175$87.50$175$100
DevotedPaid by top-of-hierarchySGA50500$150$75$150$75
DevotedPaid by top-of-hierarchyMGA25250$100$50$125$63
DevotedPaid by top-of-hierarchyGA5100$50$25$100$50
Doctor's Healthcare PlanPaid by top-of-hierarchySGA1001,000$175$87.50$175$75
Doctor's Healthcare PlanPaid by top-of-hierarchyMGA50500$150$75$150$75
Doctor's Healthcare PlanPaid by top-of-hierarchyGA25250$100$50$125$63
El Paso HealthPaid by top-of-hierarchyFMO1001,000$175$87.50$175$75
El Paso HealthPaid by top-of-hierarchySGA50500$150$75$150$65
El Paso HealthPaid by top-of-hierarchyMGA25250$100$50$100$50
El Paso HealthPaid by top-of-hierarchyGA5100$50$25$50$30
Emblem HealthPaid by top-of-hierarchySGA50500$150$75$150$65
Emblem HealthPaid by top-of-hierarchyMGA25250$100$50$100$50
Emblem HealthPaid by top-of-hierarchyGA5100$50$25$50$30
Essence HealthcarePaid by carrierSGA50500$150$75$150$65
Essence HealthcarePaid by carrierMGA25250$100$50$100$50
Essence HealthcarePaid by carrierGA5100$50$25$50$30
Eternal HealthPaid by top-of-hierarchyFMO1001,000$175$87.50$175$75
Eternal HealthPaid by top-of-hierarchySGA50500$150$75$150$65
Eternal HealthPaid by top-of-hierarchyMGA25250$100$50$100$50
Eternal HealthPaid by top-of-hierarchyGA5100$50$25$50$30
Florida BluePaid by carrierSilver15300$150$75$150$75
Florida BluePaid by carrierBronze5100$75$37$75$37
FreedomPaid by top-of-hierarchyFMO1001,000$175$87.50$175$75
FreedomPaid by top-of-hierarchySGA50500$150$75$150$65
FreedomPaid by top-of-hierarchyMGA25250$100$50$100$50
FreedomPaid by top-of-hierarchyGA5100$50$25$50$30
Gold KidneyPaid by top-of-hierarchyFMO1001,000$175$87.50$175$75
Gold KidneyPaid by top-of-hierarchySGA50500$150$75$150$65
Gold KidneyPaid by top-of-hierarchyMGA25250$100$50$100$50
Gold KidneyPaid by top-of-hierarchyGA5100$50$25$50$30
HealthsunPaid by top-of-hierarchyFMO1001,000$175$87.50$170$75
HealthsunPaid by top-of-hierarchySGA50500$150$75$150$65
HealthsunPaid by top-of-hierarchyMGA25250$100$50$110$50
HealthsunPaid by top-of-hierarchyGA5100$50$25$60$30
HighmarkPaid by top-of-hierarchyMGA25250$100$50
HighmarkPaid by top-of-hierarchyGA5100$50$25
HumanaPaid by top-of-hierarchy unless directSGA2 / Direct-SGA1001,000$175$87.50$170$75
HumanaPaid by top-of-hierarchy unless directSGA50500$150$75$150$65
HumanaPaid by top-of-hierarchy unless directMGA25250$100$50$110$50
HumanaPaid by top-of-hierarchy unless directGA5100$50$25$50$25
ImperialPaid by top-of-hierarchyFMO1001,000$175$87.50$175$75
ImperialPaid by top-of-hierarchySGA50500$150$75$150$65
ImperialPaid by top-of-hierarchyMGA25250$100$50$100$50
ImperialPaid by top-of-hierarchyGA5100$50$25$50$30
Johns HopkinsPaid by top-of-hierarchyFMO1001,000$175$87.50
Johns HopkinsPaid by top-of-hierarchySGA50500$150$75
Johns HopkinsPaid by top-of-hierarchyMGA25250$100$50
Johns HopkinsPaid by top-of-hierarchyGA5100$50$25
Kelsey SeyboldPaid by carrierSGA50500$300$150
Kelsey SeyboldPaid by carrierMGA25250$200$100
Kelsey SeyboldPaid by carrierGA5100$100$50
Memorial HermannPaid by top-of-hierarchyFMO1001,000$200$100
Memorial HermannPaid by top-of-hierarchySGA50500$150$75
Memorial HermannPaid by top-of-hierarchyMGA25250$100$50
Memorial HermannPaid by top-of-hierarchyGA5100$50$25
MolinaPaid by carrierFMO1001,000$200$125$200$125
MolinaPaid by carrierSGA65500$150$100$150$100
MolinaPaid by carrierMGA25250$100$75$100$75
MolinaPaid by carrierGA2100$40$20$40$20
Prominence Health PlanPaid by top-of-hierarchySGA50500$150$75$150$75
Prominence Health PlanPaid by top-of-hierarchyMGA25250$100$50$100$50
Prominence Health PlanPaid by top-of-hierarchyGA5100$50$25$50$25
ScanPaid by carrierSGA30700$150$75$150$75
ScanPaid by carrierMGA20400$125$63$125$63
ScanPaid by carrierGA10200$100$50$100$50
Select HealthPaid by top-of-hierarchySGA50500$150$75$150$75
Select HealthPaid by top-of-hierarchyMGA25250$100$50$100$50
Select HealthPaid by top-of-hierarchyGA5100$50$25$50$25
Shared HealthPaid by top-of-hierarchyFMO1001,000$200$100$175$75
Shared HealthPaid by top-of-hierarchySGA50500$150$75$150$65
Shared HealthPaid by top-of-hierarchyMGA25250$100$50$100$50
Shared HealthPaid by top-of-hierarchyGA5100$50$25$50$30
SimplyPaid by top-of-hierarchyFMO1001,000$175$87.50$170$75
SimplyPaid by top-of-hierarchySGA50500$150$75$150$65
SimplyPaid by top-of-hierarchyMGA25250$100$50$110$50
SimplyPaid by top-of-hierarchyGA5100$50$25$60$30
SolisPaid by top-of-hierarchyFMO1001,000$200$100$175$75
SolisPaid by top-of-hierarchySGA50500$150$75$150$65
SolisPaid by top-of-hierarchyMGA25250$100$50$100$50
SolisPaid by top-of-hierarchyGA5100$50$25$50$30
Sonder Health PlanPaid by top-of-hierarchySGA50500$150$75$150$65
Sonder Health PlanPaid by top-of-hierarchyMGA25250$100$50$100$50
Sonder Health PlanPaid by top-of-hierarchyGA5100$50$25$50$30
UnitedHealthcarePaid by carrierSMO1005,000$175$87.50$175$105
UnitedHealthcarePaid by carrierFMO25750$150$75$175$105
UnitedHealthcarePaid by carrierMGA10250$125$55$145$75
UnitedHealthcarePaid by carrierGA5100$50$35$60$45
Verda HealthPaid by top-of-hierarchyFMO1001,000$200$100$175$75
Verda HealthPaid by top-of-hierarchySGA50500$150$75$150$65
Verda HealthPaid by top-of-hierarchyMGA25250$100$50$100$50
Verda HealthPaid by top-of-hierarchyGA5100$50$25$50$30
WellCarePaid by top-of-hierarchyFMO1001,000$200$100$200$100
WellCarePaid by top-of-hierarchySGA50500$150$75$150$75
WellCarePaid by top-of-hierarchyMGA25250$100$50$100$50
WellCarePaid by top-of-hierarchyGA5100$50$25$50$25
Zing / LassoPaid by carrierFMO1001,000$200$100$200$100
Zing / LassoPaid by carrierSGA50500$150$75$150$75
Zing / LassoPaid by carrierMGA25250$100$50$100$50
Zing / LassoPaid by carrierGA5100$50$25$50$25

2. 2026 Medicare Advantage and PDP commission amounts

State / TerritoryMAPD initialMAPD renewalPDP initialPDP renewal
AL$694$347$114$57
AR$694$347$114$57
AZ$694$347$114$57
CA$864$432$114$57
CO$694$347$114$57
CT$781$391$114$57
DC$781$391$114$57
DE$694$347$114$57
FL$694$347$114$57
GA$694$347$114$57
HI$694$347$114$57
IA$694$347$114$57
ID$694$347$114$57
IL$694$347$114$57
IN$694$347$114$57
KS$694$347$114$57
KY$694$347$114$57
LA$694$347$114$57
MA$694$347$114$57
MD$694$347$114$57
ME$694$347$114$57
MI$694$347$114$57
MN$694$347$114$57
MO$694$347$114$57
MS$694$347$114$57
MT$694$347$114$57
NC$694$347$114$57
ND$694$347$114$57
NE$694$347$114$57
NH$694$347$114$57
NJ$864$432$114$57
NM$694$347$114$57
NV$694$347$114$57
NY$694$347$114$57
OH$694$347$114$57
OK$694$347$114$57
OR$694$347$114$57
PA$781$391$114$57
PR$474$237$114$57
RI$694$347$114$57
SC$694$347$114$57
SD$694$347$114$57
TN$694$347$114$57
TX$694$347$114$57
UT$694$347$114$57
VA$694$347$114$57
VT$694$347$114$57
WA$694$347$114$57
WI$694$347$114$57
WV$694$347$114$57
WY$694$347$114$57

3. Operational notes and disclaimers

Use the current carrier contract.

This guide is a formatted reference. Carrier contracts and official compensation schedules control when they differ from this page.

Verify hierarchy qualification.

Agent-count and new-to-carrier enrollment requirements should be confirmed before representing that a level has been earned.

Confirm payer routing.

Payment can be carrier-paid, top-of-hierarchy paid, or subject to a direct-contract exception. Confirm the active contracting path before processing compensation.

Treat blank fields as unlisted.

A blank source cell is displayed as a dash. It should not be read as a guaranteed zero or as proof that a market is unavailable.

Important

Carrier contracts, commissionability, hierarchy availability, qualification requirements, and payment amounts can change. Confirm current terms before contracting, quoting compensation, or issuing payments.